Meet your annual AML-BSA requirements without the complexity.
Get instant access to training, plus expert support for your risk assessment and policy. Whether you need a review or a full build from scratch.
Start training your team immediately. We'll handle the rest.
No sales calls. No waiting period. Buy online instantly.
Four core compliance requirements. One streamlined platform. Stop juggling spreadsheets, PDFs, and emails do it all here and stay audit-ready.
Guided workflows to complete or facilitate your annual independent review evaluating AML policies, internal controls, SAR processes, and overall regulatory readiness.
Structured inputs for customer risk, products & services, transaction volume, and high-risk jurisdiction exposure. Automatically updates whenever your business activities change.
Review and update your BSA/AML policies to reflect the latest regulations, your most recent risk assessment, and any gaps identified in audits or internal reviews.
Video-based BSA/AML modules covering CDD, SAR reporting, OFAC, and role-specific content with progress tracking, completion records, and downloadable certificates.
A single view of your compliance status across all four requirements audit, training, risk review, and policy updates so nothing falls through the cracks.
Centralized document storage for all your compliance records, with exportable audit-ready reports and automated reminders for upcoming annual deadlines.
No compliance background required. Our guided process walks your entire team through every requirement step by step, start to finish.
Answer a few questions about your business type and team size. We automatically configure the right compliance program for your regulatory requirements no guesswork.
Employees work through interactive BSA/AML video training at their own pace from any device. You track every completion in real time from your admin dashboard.
Every employee automatically receives a dated certificate of completion. Export examiner-ready compliance reports at any time even if an auditor shows up tomorrow.
Typical Setup Timeline
Day 1
Account setup & team enrollment
Day 1–2
Employees complete training modules
Day 2–3
Certificates issued, reports generated
Ongoing
Annual renewals handled automatically
Manage your entire AML/BSA training program from one centralized admin portal — built for control, visibility, and ease.
Barcode-Verified Certificates
Each certificate includes a unique barcode for independent verification — giving you and regulators added confidence in the integrity of your records.
Everything you need to manage compliance without manual follow-up or oversight gaps.
100%
Completion tracked
Instant Certs
Auto-generated on completion
Soflo is a Compliance-as-a-Service platform, not a consulting firm. Subscribe once, stay compliant year after year, and let the platform handle documentation, renewals, and audit preparation automatically.
Three plans. Fixed, transparent pricing. No custom quotes, no proposals, no phone calls. Subscribe in under 5 minutes and get instant access to your complete BSA/AML compliance program today.
Your compliance program renews automatically every year, aligned with the BSA's annual training requirement. Re-enrollment, updated training content, and certificate issuance are handled by the platform, not your calendar.
Every completed workflow generates examiner-formatted documentation. Export your full compliance package, including certificates, training logs, and audit reports, at any time, even if an examiner shows up tomorrow.
Annual training, independent program review, risk assessment, and policy documentation, all included in your plan. No additional vendors, no disconnected systems, no compliance gaps.
How We're Different
Custom quotes & proposals
Buy online in under 5 min
You manage renewals manually
Auto-renews every year
Docs delivered weeks later
Audit-ready docs, always on
One consultant, one company
Platform scales to any team
Whether you run a money services business, a fintech startup, or a real estate firm, Soflo is designed to meet the specific AML-BSA obligations of your industry.
Check cashers, money transmitters, and currency exchanges must maintain full AML-BSA programs under FinCEN.
Non-bank mortgage lenders and brokers face AML-BSA program requirements under 31 CFR Part 1029.
Payment platforms, neobanks, and digital wallets operate under full BSA/AML compliance obligations.
Crypto exchanges and VASPs are classified as MSBs — full AML-BSA compliance is mandatory from day one.
FinCEN's 2024 rule requires investment advisers to maintain AML-BSA programs effective January 2026.
Insurers with cash-value life insurance and annuity products must maintain AML-BSA programs under 31 CFR Part 1025.
Title agents and settlement companies face GTO compliance and full AML-BSA program requirements.
Casinos are subject to Title 31 requirements including CTR/SAR filing and comprehensive AML-BSA programs.
Precious metals, stones, jewelry, coins, bullion & luxury watch dealers face DPMS AML-BSA obligations.
Factoring companies, hard money lenders, and MCA providers face increasing AML-BSA scrutiny.
FinCEN's proposed rulemaking targets real estate professionals. Annual AML-BSA training protects your license.
Support staff handling wire transfers and closing funds need annual AML-BSA awareness training.
Auto dealers handling large cash vehicle purchases face Form 8300 reporting and AML-BSA awareness obligations.
Luxury retailers accepting large cash payments face Form 8300 requirements and AML-BSA awareness obligations.
Art dealers and galleries face AML-BSA awareness obligations under FinCEN guidance on art market risks.
Property managers handling rent payments and corporate tenants benefit from annual AML-BSA awareness training.
Hotels and travel agencies handling large cash transactions face Form 8300 and AML-BSA awareness obligations.
Construction companies are increasingly targeted by FinCEN GTOs in high-risk markets.
High-ticket retailers accepting large cash payments face Form 8300 reporting and AML-BSA awareness obligations.
Accountants, attorneys, and consultants handling client funds face AML-BSA awareness obligations.
Don't see your industry? Contact us — we likely cover it.
Soflo Consulting transformed our BSA program from a checkbox exercise into a true risk management framework. Their deep understanding of real estate transaction risk was invaluable they knew exactly where our vulnerabilities were before we even asked.
Maria Castellano
Chief Compliance Officer Premier Title & Escrow
No proposals. No custom quotes. No sales calls. Pick your plan, subscribe online, and start your compliance program today.
Annual AML/BSA awareness training & certification for your team
for 10 employees · adjust above to recalculate
Instant access · cancel anytime
Training plus expert review of your existing AML/BSA documents
for 10 employees · adjust above to recalculate
Small-team price protection
Priced by consulting hours based on your industry risk level — covering ~6.6 hrs of expert review. No hidden fees, no per-seat surprises.
Instant access · cancel anytime
Full build-out of your BSA/AML program from the ground up
for 10 employees · adjust above to recalculate
Instant access · cancel anytime
Every feature, side by side so you can pick with confidence and know precisely what your team gets from day one.
Training + Review
From $2,500/yr
Training & Certification
Document Review (Existing Docs Required)
Document Creation (Built From Scratch)
Support
Instant access · no sales call required
| Features | Training OnlyFrom $75/yr · $75/seat | Most PopularTraining + ReviewFrom $2,500/yr · based on hours | Training + CreationFrom $4,500/yr · built from scratch |
|---|---|---|---|
| Training & Certification | |||
| Annual AML/BSA video training modules | |||
| Employee progress & completion tracking | |||
| Downloadable certificates of completion | |||
| Automated annual renewal reminders | |||
| Compliance reporting exports | |||
| Document Review (Existing Docs Required) | |||
| Professional review of your existing risk assessment | |||
| Gap analysis against current FinCEN standards | |||
| Review of existing AML/BSA policy & procedures | |||
| Written remediation recommendations report | |||
| Examiner-ready updated documentation | |||
| Document Creation (Built From Scratch) | |||
| Brand-new institutional BSA/AML risk assessment | |||
| Custom AML & BSA policy manual for your company | |||
| Customer risk rating methodology & procedures | |||
| FinCEN regulatory update tracking | |||
| Support | |||
| Email support | |||
| Priority compliance support | |||
| All plans include a 14-day setup guarantee | |||
We've answered the questions we hear most often. If you don't see yours here, our compliance team typically responds within one business hour.
Still not sure which plan fits?
Our compliance specialists review your business type and regulatory obligations for free, no sales pressure, just honest guidance.
Most business owners think of an AML audit failure as a bureaucratic inconvenience - a findings letter, some corrective actions, a follow-up visit. The reality is considerably more serious, and the consequences can unfold over years. Here's exactly what regulators do when they find a program with serious deficiencies.
March 25, 2026
9 min readIf you've ever Googled "do I need an AML program," you're already ahead of most. The majority of businesses that face regulatory action for AML deficiencies didn't know they had a problem - because they didn't know they had an obligation. The definition of who's covered is broader than most business owners expect.
March 12, 2026
7 min readSmall businesses that fall under the Bank Secrecy Act often assume that AML compliance is for big banks with dedicated compliance departments. That assumption is one of the most expensive mistakes in financial compliance. Regulators apply the exact same five-element framework to a 10-person MSB that they apply to a regional bank.
March 1, 2026
6 min read
Three plans. Fixed pricing. Subscribe online in under 5 minutes. No sales calls, no proposals, no waiting. Instant access from day one.
No sales calls, no proposals. Subscribe to your compliance plan online and get immediate access. No waiting required.
AML training, risk assessment, policy review, and audit documentation, all covered in one annual plan.
Your compliance subscription renews automatically, keeping your team certified and your program current without any manual action.
